Food and beverage businesses operate on razor-thin margins, unpredictable inventory costs, and constant cash flow pressure. Between managing staff, suppliers, and daily operations, the financial side rarely gets the attention it needs. Proxy Financial provides CPA expertise and fractional CFO leadership for restaurants, cafes, catering companies, and food & beverage businesses ready to operate with financial clarity.
Sound Familiar?
“I have no idea if I’m actually making money after food and labor costs.”
Food cost percentages and labor ratios are everything in this industry. Proxy Financial helps you track true profitability by location, menu, or service line, so you know exactly where your margins are.
“My cash flow is all over the place depending on the season.”
Seasonal swings, catering deposits, and inconsistent revenue make cash flow management critical. We build forecasting systems that help you plan ahead and avoid cash crunches.
“I want to open a second location, but I don’t know if the numbers support it.”
Expansion decisions need more than gut feeling. Proxy Financial gives you the financial analysis and projections to know exactly when and how to grow — confidently.
How a Fractional CFO Changes Everything
We step in as your financial leadership team. Part-time engagement, full-time impact on your bottom line.
Here’s what that looks like in practice:
Food Cost & Margin Analysis
We track your food cost percentages, labor ratios, and overhead against your revenue so you always know your true profitability — by location, menu category, or service line. No more guessing at the end of the month.
Cash Flow Forecasting
Seasonal swings, catering deposits, and inconsistent revenue make cash flow unpredictable. We build forecasting systems that map your income and expenses weeks ahead so you’re never caught short.
Payroll & Staff Management
Managing tipped employees, part-time staff, and varying schedules makes payroll complex. We handle it accurately and on time, every cycle.
Proactive Tax Strategy
Instead of scrambling at tax time, we work with you year-round — estimated payments, deduction optimization, and entity structuring so you keep more of what you earn.
Banking & Lending Support
Considering equipment financing, a second location, or a line of credit? We prepare the financial picture lenders want to see and help you negotiate from a position of strength.
Day-to-Day Accounting
Bookkeeping, account reconciliation, vendor payments, and financial reporting — we handle the financial housekeeping so you can focus on running your operation.
Who This Is For
- Restaurant and cafe owners who are ready to understand their true profitability
- Food & beverage businesses struggling with inconsistent cash flow
- Catering companies managing deposits, events, and variable expenses
- Food businesses looking to expand to a second location
- Any food & beverage operator who needs financial leadership
Schedule a free consultation. We’ll review your current financial operations, identify your biggest risks and opportunities, and show you exactly how Proxy Financial can support your business.